Worker Compensation in California
California Workers Compensation Insurance has been offered to California workers since the 1920’s, and is the oldest social insurance program for working citizens. In California, workers compensation insurance is ‘no-fault’, meaning that if you are injured as an employee you do not need to prove your injury was the fault of someone else. You can receive workers' compensation benefits for most on the job injuries.
When looking for California Workers Compensation insurance, you are actually looking at a combination of different types of coverage. Differences in coverage and benefits depend on the type of injury, when it occurred, and how significant the injury is to the employee.
The following are the basic category of workers compensation insurance: Medical Insurance, Temporary Disability , Permanent Disability, Vocational Rehabilitation, Job Displacement, Death Benefit